£15,000 Compensation Payouts For A Broken Finger – Case Study & A Guide To Calculate Broken Finger Compensation

If you’ve sustained a broken index finger through no fault of your own, you could be entitled to compensation if third party negligence was responsible for your injury. This article will outline the process of making a claim for a broken finger. To learn how to establish grounds for a claim and calculate how much compensation you could receive, please read on.  If you’re looking to make a broken finger claim, it’s always best to seek help from a legal professional. Not only could their expertise significantly boost your claim’s chances of success, but it will ensure that you receive the maximum compensation payout you’re entitled to. To see how our panel of personal injury lawyers could help you, contact one of our advisors today for a free consultation. Please call 0800 408 7826 or use the live chat feature at the bottom right of your screen. broken finger compensation payout case study

Select a Section

  1. A Guide To Broken Index Finger Compensation Settlements
  2. What You Need To Know About Finger Fractures
  3. Common Accidents That Lead To Broken Fingers
  4. How Will A Finger Break Affect You Financially?
  5. What Is A Care Claim For Broken Finger?
  6. Totalling Your Compensation Payout
  7. Case Study: £15,000 For A Broken Finger
  8. You Can Get A Free Compensation Calculation Estimate
  9. Are Finger Fractures Eligible For No Win No Fee Agreements?
  10. How To Find The Top Personal Injury Lawyers
  11. Help & Support
  12. Quick Links

A Guide To Broken Index Finger Compensation Settlements

First, this article will begin by explaining how to identify a broken finger and will take a look at some of the common accidents responsible. Next, the potential effects that a finger fracture can have are outlined, covering everything from physical to financial impacts. To help illustrate this, we’ve provided an example case study of ‘Mr Singh’, which we developed based on our experience handling and valuing claims. The article then details how you can get an estimate of compensation settlement figures for a finger fracture to give you an idea of real payouts by contacting our expert team. With years of experience handling personal injury claims, our panel of personal injury lawyers could help you navigate the complexities of the claims process. We always work on a No Win No Fee basis, making sure that you receive the compensation you deserve while you concentrate on your recovery. To learn more about our services, get in touch with one of our friendly advisors today.

What You Need To Know About Finger Fractures

A broken finger is a serious finger fracture, often requiring an X-ray to identify it as a break. Symptoms include pain, swelling, tenderness and limited movement. If your finger is misshapen, numb or you can see the bone, go to A&E immediately.  Often, a doctor may try to straighten your finger, put your finger in a cast, or strap it to another finger. In severe cases, complicated finger fractures require surgery. Typically, a finger fracture heals within 2 to 8 weeks, but it may be 3 to 4 months before normal function is regained.  However, if third-party negligence was responsible for your injury, you could be entitled to claim for a broken finger injury. If your accident meets the following criteria, negligence can usually be established:

  1. Did the third-party owe you a duty of care?
  2. Was the third-party in breach of this duty?
  3. Were you injured as a result of this breach?

Common Accidents That Lead To Broken Fingers

For someone else to be held liable for your injury, they must have been in breach of a duty of care that they owed to you. Bodies commonly owing a duty of care include:

  • Employers
    • If you tripped on loose wires obstructing your path in the workplace, your employer could be held liable under the Health and Safety at Work etc. Act 1974 for your finger fracture. A 2019 report by the Health and Safety Executive found that slips, trips, and falls accounted for a third of all major workplace injuries, with over 95% of cases resulting in broken bones.
  • Those in control of public places
    • If you slipped on a spillage in a supermarket aisle with no hazard sign, you could be entitled to claim for a broken finger injury against the retailer. Under the Occupiers’ Liability Act 1957, those in control of public places, including parks, restaurants, and salons, are all subject to public liability duties. Therefore, if you’re injured in a public place, and third-party negligence is responsible, you could be entitled to compensation.
  • Road users
    • If you sustained a finger fracture from a collision caused by a careless driver, they could be held liable for breaching the Highway Code. Defined as any collision involving a vehicle or other road user, road traffic accidents (RTAs) resulted in over 157,530 casualties between 2018 and 2019.

How Will A Finger Break Affect You Financially? 

If you’ve suffered a finger fracture, you could be experiencing financial shortfall as a result. If so, you may be wondering how much compensation you could be entitled to for a broken finger claim. As part of a personal injury claim, it’s possible to recover any costs that have been incurred because of the injury. This is known as special damages. The aim is to account for the financial impact the accident had on the claimant’s life. In particular, this covers the likes of travel and medication costs, loss of earnings and injury-related expenses. For more information on special damages, please continue reading.

What Is A Care Claim For Broken Finger? 

When experiencing some level of incapacity after a finger fracture, you may require some day-to-day assistance. Whether you receive gracious care from family and friends or professional help, you could be able to recover care costs as part of a broken finger claim.  If you received professional care, the value of compensation is decided using the invoices they raised. Therefore, you must retain any such records to evidence your claim.  If family or friends cared for you, compensation could still be claimed for their time spent doing so. The amount awarded is usually calculated by taking the average cost of a local professional and reducing it on the basis that the service was non-commercial. It’s also possible to claim for any care your injury prevented you from giving. For example, if you tend to assist a vulnerable relative, but your accident left you unable to undertake your usual duties, you could be compensated for the cost of a carer.

Totalling Your Compensation Payout

After instructing a personal injury lawyer to help you with your case, you’ll be asked to undergo a medical assessment with an independent expert.  Once you’ve been physically examined and questioned about your injury, the expert will prepare a report that will provide a prognosis. As well as corroborating details about how you sustained your injury, the prognosis helps your solicitor value your case.  Therefore, it’s imperative to attend your appointment to give your claim the best chances of success. Thankfully, if you decide to work with us, you can take advantage of our extensive network of experts, meaning we can instruct an expert as close to your home as possible.

General Damages

In personal injury claims, general and special damages are the two heads of damages that can be compensated.  General damages mainly account for suffering from physical or psychological harm, such as the trauma of suffering a fractured finger and the pain of any treatment you had to endure.

Special Damages

Special damages can be also claimed to account for injury-related costs, such as:

  • Expenses
    • E.g. prescription fees, travel costs to medical appointments, and care payments
  • Loss of earnings
    • Accounts for unpaid sick leave and predicted loss of future income

If you intend to recover special damages as part of a broken finger claim, note that it’s vital to retain a record of costs incurred.

Case Study: £15,000 For A Broken Finger

As a warehouse operative, Mr Singh was dismounting from a forklift when he slipped on a wet floor. This hazard was the result of a leak left untreated by the warehouse manager. Upon slipping, Mr Singh fell and landed on his hand, resulting in immediate pain and disfigurement. At A&E, Mr Singh received an x-ray and was diagnosed with a broken index finger. His finger was straightened and placed in a cast, and he was advised not to attempt to use it until it healed. Mr Singh’s recovery period included 6 weeks wearing a cast and a further 6 weeks of physiotherapy exercises prescribed by his doctor before normal function was regained. After receiving medical attention, Mr Singh made sure he had a record of the scene of his accident. He took photographs, collected witnesses’ contact details, and obtained CCTV footage of the incident. In addition, he saw that the incident was logged in his employers’ accident handbook. These steps helped evidence Mr Singh’s claim against his employer for breaching their duty of care, outlined in the Health and Safety at Work etc. Act 1974. Despite Mr Singh’s employer initially disputing liability, his insurance company decided to settle. For his broken finger claim, Mr Singh was awarded £10,500 in general damages. This settlement considered the severity of his injury and the length of his recovery period. In addition, Mr Singh was awarded £4,500 for special damages relating to his injury, with a break-down presented in the table below:

Type of Special DamagesType of Special DamagesHow Much?
Travel ExpensesTo and from appointments/treatment- As Mr Singh’s fractured finger left him unable to drive, he was reimbursed £75 for taxi fares to and from his hospital appointments
Medications/PrescriptionsPrescriptions, treatment, physiotherapy, walking aids, etc.- Painkillers were prescribed across Mr Singh’s recovery period, for which he was awarded £35 to cover the costs
Loss of EarningsLoss of Earnings, future loss of earnings, potential future care.- Mr Singh was unable to work for 8 weeks after his accident, amounting to £3,320 in loss of earnings
- In addition, Mr Singh lost-out on his £1,000 attendance bonus
- The total loss of potential earnings that Mr Singh was compensated for was £4,320
Loss of AmenityInability to perform domestic tasks or participate in leisure/social activities as normal- As Mr Singh was unable to complete usual domestic tasks around the house, he was reimbursed £160 for a weekly cleaner
The case of Mr Singh is purely an example. It is based on our past experiences of handling and valuing claims and serves to illustrate how accidents can happen and how they are valued.

You Can Get A Free Compensation Calculation Estimate

After sustaining a finger fracture through no fault of your own, you could be wondering how much compensation you’re entitled to.  However, we advise you to avoid using online ‘personal injury compensation calculators’, as the figures provided tend to be inaccurate. This misleads many victims into believing they’re entitled to more than they actually are.  As we know that every case is unique, our team of specialist advisors offer free consultations tailored to your situation. Get in touch today and see how our panel of personal injury lawyers could help you receive the compensation you deserve. Once they know more of your case, they’ll be able to provide you with an accurate estimate that you can rely on.

Are Finger Fractures Eligible For No Win No Fee Agreements?

With the financial risk involved, many victims can feel deterred from claiming, even if they know someone else was responsible for their injury. No Win No Fee agreements allow you to give your claim the best chances of success by acquiring the help of a personal injury lawyer. Under such deals, the financial risk is shifted onto your solicitor, as you don’t pay their fees unless they win your case.  If your lawyer wins your case, they’ll take a small ‘success fee’ as part of the agreement. But don’t worry about losing much of your compensation, as this is a legally-capped percentage of your settlement.  Our panel of personal injury lawyers always works on a No Win No Fee basis to ensure you receive the compensation you deserve while allowing you to focus on your recovery.

How To Find The Top Personal Injury Lawyers

If you’re looking to make a claim for a broken finger, acquiring the help of a personal injury lawyer could significantly boost your claim’s chances of success.  Many claimants’ first instinct is to search their local area for a solicitor, but we would advise you to consider whether you could receive better service elsewhere.  Technology has changed the legal system over the years, allowing communication with clients to be conducted virtually. Therefore, you could be limiting your claim’s chances of success by confining your search to local law firms. Choosing a solicitor can be daunting with so many claiming to offer the best service. To help narrow your search, we recommend using online reviews. With first-hand experiences of past clients, you can gain insight into whether a service is recommended or not.  Our panel of personal injury lawyers have clients nationwide and provide them with regular updates on their claims via telephone, email and even face-to-face meetings. For more information, get in touch with one of our advisors today.

Help & Support

If you’re looking to claim for a broken finger, our advisors are available 24/7 and can provide you with a free consultation today.  Call 0800 408 7826 or use our live chat feature on the bottom right of your screen to get in touch. Whatever your situation, our panel of personal injury lawyers could help you receive the compensation you deserve.

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  Guide by OL Edited by RI